United Kingdom is 4.3% cheaper — but purchasing power is 12.5% weaker. Lower prices help, but you'll likely take home less overall.
Compared to United States. Green = cheaper or better in United Kingdom. All indices relative to NYC = 100.
Every Category, Side by Side
Averaged across 98 cities. All indices relative to NYC = 100.
| Category | 🇺🇸 United States | 🇬🇧 United Kingdom | Diff |
|---|---|---|---|
| Cost of Living | 75.2 | 72 | -4.3% |
| Rent | 43.6 | 34.4 | -21.1% |
| Groceries | 83.9 | 68.8 | -18% |
| Restaurants | 77.4 | 77.6 | +0.3% |
| Purchasing Power | 136.1 | 119.1 | -12.5% |
What You Actually Keep After Taxes
Same gross salary, different tax systems. Annual take-home pay in New York vs London.
| Gross | 🇺🇸 Net in United States | 🇬🇧 Net in United Kingdom | Diff |
|---|---|---|---|
| €40,000 | €32,557 | €32,320 | -€237 |
| €60,000 | €47,447 | €45,358 | -€2,089 |
| €80,000 | €60,987 | €56,958 | -€4,029 |
| €100,000 | €73,820 | €68,558 | -€5,262 |
Single person, no children. Tax rates for New York and London (2026). Try the full calculator
Tax Calculators
Enter your exact numbers and see your real take-home pay in both countries.
Calculate Your Take-Home PayTop Cities in Each Country
National averages hide a lot. These are the cities most people actually move to.
| City | CoL | Rent | PP |
|---|---|---|---|
| New York | 100 | 100 | 100 |
| San Francisco | 95.1 | 82.9 | 154 |
| Los Angeles | 86 | 67.2 | 105.4 |
| Chicago | 77.1 | 55 | 135.8 |
| Honolulu | 107.7 | 64.6 | 86 |
| City | CoL | Rent | PP |
|---|---|---|---|
| London | 90 | 66.9 | 98.7 |
| Manchester | 69.1 | 38.4 | 105 |
| Edinburgh | 75.3 | 36.9 | 110.8 |
| Birmingham | 72.1 | 30.5 | 142.7 |
| Guildford | 78.5 | 41.4 | 109.7 |
City-to-City Comparisons
See exact take-home pay for specific cities between United States and United Kingdom.
FAQ
Related Country Comparisons
Enter your exact numbers and see your real take-home pay in both countries.