United Kingdom is 6.0% cheaper — but purchasing power is 11.5% weaker. Lower prices help, but you'll likely take home less overall.
Compared to United States. Green = cheaper or better in United Kingdom. All indices relative to NYC = 100.
Every Category, Side by Side
Averaged across 99 cities. All indices relative to NYC = 100.
| Category | 🇺🇸 United States | 🇬🇧 United Kingdom | Diff |
|---|---|---|---|
| Cost of Living | 73.4 | 69 | -6% |
| Rent | 42.7 | 32.6 | -23.7% |
| Groceries | 79.7 | 63.9 | -19.8% |
| Restaurants | 77.3 | 76.5 | -1% |
| Purchasing Power | 147.2 | 130.3 | -11.5% |
What You Actually Keep After Taxes
Same gross salary, different tax systems. Annual take-home pay in New York vs London.
| Gross | 🇺🇸 Net in United States | 🇬🇧 Net in United Kingdom | Diff |
|---|---|---|---|
| €40,000 | €32,525 | €32,320 | -€205 |
| €60,000 | €47,395 | €45,358 | -€2,037 |
| €80,000 | €60,915 | €56,958 | -€3,957 |
| €100,000 | €73,728 | €68,558 | -€5,170 |
Single person, no children. Tax rates for New York and London (2026). Try the full calculator
Tax Calculators
Enter your exact numbers and see your real take-home pay in both countries.
Calculate Your Take-Home PayTop Cities in Each Country
National averages hide a lot. These are the cities most people actually move to.
| City | CoL | Rent | PP |
|---|---|---|---|
| New York | 100 | 100 | 100 |
| San Francisco | 96.2 | 75.6 | 163.8 |
| Los Angeles | 81.8 | 69.9 | 107.5 |
| Chicago | 75.3 | 52.3 | 147.1 |
| Honolulu | 102.7 | 61.3 | 96.7 |
| City | CoL | Rent | PP |
|---|---|---|---|
| London | 87.9 | 64.2 | 122 |
| Manchester | 66.1 | 35.6 | 122.5 |
| Edinburgh | 70.8 | 35.1 | 127.6 |
| Birmingham | 68.1 | 29.4 | 141 |
| Guildford | 76.9 | 39.5 | 118.7 |
City-to-City Comparisons
See exact take-home pay for specific cities between United States and United Kingdom.
FAQ
Related Country Comparisons
Enter your exact numbers and see your real take-home pay in both countries.