United Kingdom is 2.3% cheaper — but purchasing power is 11.4% weaker. Lower prices help, but you'll likely take home less overall.
Compared to United States. Green = cheaper or better in United Kingdom. All indices relative to NYC = 100.
Every Category, Side by Side
Averaged across 103 cities. All indices relative to NYC = 100.
| Category | 🇺🇸 United States | 🇬🇧 United Kingdom | Diff |
|---|---|---|---|
| Cost of Living | 74.6 | 72.9 | -2.3% |
| Rent | 42.4 | 34.7 | -18.2% |
| Groceries | 84.6 | 71 | -16.1% |
| Restaurants | 77.3 | 78.7 | +1.8% |
| Purchasing Power | 142.7 | 126.5 | -11.4% |
What You Actually Keep After Taxes
Same gross salary, different tax systems. Annual take-home pay in New York vs London.
| Gross | 🇺🇸 Net in United States | 🇬🇧 Net in United Kingdom | Diff |
|---|---|---|---|
| €40,000 | €32,557 | €32,320 | -€237 |
| €60,000 | €47,447 | €45,358 | -€2,089 |
| €80,000 | €60,987 | €56,958 | -€4,029 |
| €100,000 | €73,820 | €68,558 | -€5,262 |
Single person, no children. Tax rates for New York and London (2026). Try the full calculator
Tax Calculators
Enter your exact numbers and see your real take-home pay in both countries.
Calculate Your Take-Home PayTop Cities in Each Country
National averages hide a lot. These are the cities most people actually move to.
| City | CoL | Rent | PP |
|---|---|---|---|
| New York | 100 | 100 | 100 |
| San Francisco | 95.7 | 81.3 | 150.4 |
| Los Angeles | 86.9 | 65.9 | 105.2 |
| Chicago | 76.1 | 53.5 | 141.4 |
| Honolulu | 107.4 | 63.3 | 90.1 |
| City | CoL | Rent | PP |
|---|---|---|---|
| London | 90.2 | 69.2 | 110.3 |
| Manchester | 70 | 38.8 | 115.5 |
| Edinburgh | 75.5 | 36.9 | 119.2 |
| Birmingham | 73.5 | 30.6 | 152.9 |
| Guildford | 79.5 | 41.6 | 115.1 |
City-to-City Comparisons
See exact take-home pay for specific cities between United States and United Kingdom.
FAQ
Related Country Comparisons
Enter your exact numbers and see your real take-home pay in both countries.