What is the cost of living in Warsaw?

The cost of living in Warsaw is 56.8% cheaper than New York City (index: 43.2). Groceries are 55.7% cheaper than NYC. Restaurants are 43.1% cheaper than NYC. A 1-bedroom apartment in the city centre costs approximately PLN 4,600 per month. Local purchasing power index is 98.2 (NYC = 100).

How much tax do you pay in Poland?

In Poland, a gross salary of PLN 217,734 per year results in approximately PLN 11,618 per month take-home pay after income tax and social contributions (effective rate: 36.0%). Use our Poland tax calculator for a personalised breakdown.

🇵🇱 Poland · #236 of 577 cities · 2026

Should I Move to Warsaw?

Q: Should I move to Warsaw?

Warsaw, Poland has a cost of living 56.8% cheaper than New York City (index: 43.2). It is ranked #236 out of 577 cities globally. Local purchasing power is strong (index: 98.2 vs NYC = 100). Workers in Poland earning PLN 217,734 gross take home approximately PLN 11,618/month after tax. Use our salary comparison calculator to see exactly how your take-home pay would change.

56.8% cheaper than NYC, and purchasing power is strong.

Run the calculator below with your actual salary to get a personalised answer.

-56.8%

vs NYC

PLN 4,600

1-BR, city centre

PLN 11,618

Net take-home

Strong

Purchasing Power

Cost index: Numbeo, blended with Expatistan and LivingCost where available (NYC = 100) · Data from October 2026

Personalised Answer

Compare your salary: move to Warsaw?

Example: PLN 217,734 gross/year in Poland → PLN 11,618/month net after tax (36% effective rate). Full Poland tax breakdown →

Cost breakdown: Warsaw

Cost indices vs NYC = 100

Cost of Living

43.2 Mid-priced

Rent

27.2 Very affordable

Groceries

44.3 Affordable

Restaurants

56.9 Moderate

Purchasing Power

98.2 Strong

Rent in Warsaw

1-BR, city centre PLN 4,600/mo

1-BR, outside centre PLN 3,703/mo

3-BR, city centre PLN 8,225/mo

3-BR, outside centre PLN 5,998/mo

Save by going outside centre 20% cheaper

Numbeo · 2026-10-02

Poland take-home pay

PLN 217,734 → PLN 11,618/Net take-home (36% effective rate, single filer)

Full Poland tax calculator →

Considering alternatives?

Cities in the same country or region with a comparable cost of living.

🇵🇱 Krakow

Poland

CoL index 37.0

Compare Krakow vs Warsaw →

🇵🇱 Wroclaw

Poland

CoL index 36.5

Compare Wroclaw vs Warsaw →

🇵🇱 Gdansk

Poland

CoL index 36.0

Compare Gdansk vs Warsaw →

Ready to run the numbers?

Enter your salary and current city. Get exact take-home pay in Warsaw after tax, in seconds.

Compare salaries → Full cost of living data

Relocation Toolkit

Trusted services for your move

Health insurance for living abroad

Nomad Insurance by SafetyWing: medical cover designed for people working and living outside their home country. Flexible monthly subscription, cancel any time.

Get covered with SafetyWing

Secure your connection in your new city

NordVPN keeps your data safe on public Wi-Fi, lets you access content from home, and is a must-have for remote workers abroad.

Get NordVPN

We may earn a commission if you sign up, at no extra cost to you.