What is the cost of living in St. Gallen?

The cost of living in St. Gallen is 10.2% more expensive than New York City (index: 110.2). Groceries are 9.2% more expensive than NYC. Restaurants are 15.1% more expensive than NYC. A 1-bedroom apartment in the city centre costs approximately CHF 1,022 per month. Local purchasing power index is 171.7 (NYC = 100).

How much tax do you pay in Switzerland?

In Switzerland, a gross salary of CHF 47,345 per year results in approximately CHF 3,348 per month take-home pay after income tax and social contributions (effective rate: 15.1%). Use our Switzerland tax calculator for a personalised breakdown.

🇨🇭 Switzerland · #7 of 574 cities · 2026

Should I Move to St. Gallen?

10.2% more expensive than NYC — but your money's worth depends on your salary.

Run the calculator below with your actual salary to get a personalised answer.

+10.2%

vs NYC

CHF 1,022

Estimated rent in

CHF 3,348

Net take-home

Very strong

Purchasing Power

Source: Numbeo · NYC = 100 baseline · Data verified Q1 2026

Personalised Answer

Compare your salary — move to St. Gallen?

Example: CHF 47,345 gross/year in Switzerland → CHF 3,348/month net after tax (15.1% effective rate). Full Switzerland tax breakdown → →

The numbers

Cost breakdown — St. Gallen

Cost indices vs NYC = 100

Cost of Living

110.2 Expensive

Rent

40.9 Affordable

Groceries

109.2 Expensive

Restaurants

115.1 Expensive

Purchasing Power

171.7 Very strong

Estimated rent in St. Gallen

1-BR — City centre CHF 1,022/mo

1-BR — Outside centre CHF 767/mo

3-BR — City centre CHF 1,780/mo

Save by going outside centre ~25% cheaper

Estimated from rent index. Actual prices vary.

Tax reality

Switzerland take-home pay

CHF 47,345 → CHF 3,348/Net take-home (15.1% effective rate, single filer)

Full Switzerland tax calculator →

Similar options

Considering alternatives?

Cities in the same country or region with a comparable cost of living.

🇨🇭 Basel

Switzerland

CoL index 108.5

Compare Basel vs St. Gallen → →

🇨🇭 Geneva

Switzerland

CoL index 107.5

Compare Geneva vs St. Gallen → →

🇨🇭 Lucerne

Switzerland

CoL index 106.5

Compare Lucerne vs St. Gallen → →

Ready to run the numbers?

Enter your salary and current city. Get exact take-home pay in St. Gallen after tax — in seconds.

Compare salaries → → Full cost of living data Full Switzerland tax calculator →

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