What is the cost of living in Jersey City?

The cost of living in Jersey City is 27.0% cheaper than New York City (index: 73.0). Groceries are 10.7% cheaper than NYC. Restaurants are 11.9% cheaper than NYC. A 1-bedroom apartment in the city centre costs approximately USD 3,507 per month. Local purchasing power index is 157.5 (NYC = 100).

🇺🇸 NJ, United States · #24 of 577 cities · 2026

Should I Move to Jersey City?

Q: Should I move to Jersey City?

Jersey City, NJ, United States has a cost of living 27.0% cheaper than New York City (index: 73.0). It is ranked #24 out of 577 cities globally. Local purchasing power is very strong (index: 157.5 vs NYC = 100). Use our salary comparison calculator to see exactly how your take-home pay would change.

27.0% cheaper than NYC, and purchasing power is very strong.

Run the calculator below with your actual salary to get a personalised answer.

-27.0%

vs NYC

USD 3,507

1-BR, city centre

157.5

Purchasing Power

Very strong

Purchasing Power

Cost index: Numbeo, blended with Expatistan and LivingCost where available (NYC = 100) · Data from March – October 2026

Personalised Answer

Compare your salary: move to Jersey City?

Cost breakdown: Jersey City

Cost indices vs NYC = 100

Cost of Living

73.0 Very expensive

Rent

67.1 Moderate

Groceries

89.3 Above average

Restaurants

88.1 Above average

Purchasing Power

157.5 Very strong

Rent in Jersey City

1-BR, city centre USD 3,507/mo

1-BR, outside centre USD 2,260/mo

3-BR, city centre USD 5,613/mo

3-BR, outside centre USD 3,240/mo

Save by going outside centre 36% cheaper

Numbeo · 2026-10-02

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