🇬🇧 United Kingdom · #187 of 546 cities · 2026

Should I Move to Cardiff?

33.3% cheaper than NYC — and purchasing power is very strong.

Run the calculator below with your actual salary to get a personalised answer.

-33.3%
vs NYC
GBP 630
Estimated rent in
GBP 2,838
Net take-home
Very strong
Purchasing Power

Source: Numbeo · NYC = 100 baseline · Data verified Q1 2026

Personalised Answer

Compare your salary — move to Cardiff?

Example: GBP 42,410 gross/year in United Kingdom → GBP 2,838/month net after tax (19.7% effective rate). Full United Kingdom tax breakdown → →

The numbers

Cost breakdown — Cardiff

Cost indices vs NYC = 100

Cost of Living
66.7 Moderate
Rent
28.5 Very affordable
Groceries
65.2 Moderate
Restaurants
71.5 Moderate
Purchasing Power
122.8 Very strong

Estimated rent in Cardiff

1-BR — City centre GBP 630/mo
1-BR — Outside centre GBP 473/mo
3-BR — City centre GBP 1,097/mo
Save by going outside centre ~25% cheaper

Estimated from rent index. Actual prices vary.

Tax reality

United Kingdom take-home pay

GBP 42,410 → GBP 2,838/Net take-home (19.7% effective rate, single filer)

Full United Kingdom tax calculator →

Similar options

Considering alternatives?

Cities in the same country or region with a comparable cost of living.

🇬🇧 Sheffield
United Kingdom
CoL index 66.2
🇬🇧 Dundee
United Kingdom
CoL index 67.4
🇬🇧 Coventry
United Kingdom
CoL index 65.9

Ready to run the numbers?

Enter your salary and current city. Get exact take-home pay in Cardiff after tax — in seconds.

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