🇵🇭 Philippines · 2026

Cost of Living in Cebu

12.0% below the Philippines average

Ranked #491 of 577 cities · More expensive than 14.9% of cities worldwide

-12.0%
Cost of Living
-18.4%
Rent
-4.1%
Groceries
-16.9%
Purchasing Power

Compared to Philippines average · See Philippines ranking →

Rent Prices in Cebu

Apartment City Centre Outside Centre You Save
1-Bedroom PHP 31,844/mo ≈ $505 PHP 19,032/mo ≈ $302 40%
3-Bedroom PHP 66,964/mo ≈ $1,063 PHP 39,364/mo ≈ $625 41%
Numbeo · 2026-10-02

Multi-Source Comparison

★★ Medium Confidence

Cebu has a cost of living index of 20.5 (New York = 100, rent included), the average of 2 of 3 data sources. Expatistan is left out because it sits more than 15% away from the others.

20.5
Index
3
Sources
3.2
Gap between sources

Source Values (NYC = 100)

Numbeo
22.1
Expatistan
28.0
left out
LivingCost
18.9
ShouldIMove price index
No data

ShouldIMove price index: our own basket of real item prices plus rent.

Cost Indices

Cost of Living
-12.0% Affordable
Rent
-18.4% Affordable
Groceries
-4.1% Average
Restaurants
-12.2% Affordable
Purchasing Power
-16.9% Weak

Living in Cebu: What to Expect

Cebu is affordable by global standards (ranked #491 of 577 cities). It is 12.0% cheaper than the Philippines average, based on 4 cities.

Groceries are average and dining out is affordable. The best value is rent and the priciest is groceries.

Local purchasing power is limited: residents can afford fewer goods and services than in most cities.

How Does Cebu Compare?

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