Is San Francisco more expensive than Toronto?

San Francisco is 43.9% more expensive than Toronto overall. Rent is 115.1% higher, groceries 47.6% more expensive, and restaurants 34.3% more expensive.

Which city has better purchasing power, Toronto or San Francisco?

Toronto has a purchasing power index of 127.6 while San Francisco has 150.4 (NYC = 100). San Francisco offers better purchasing power.

Cost of Living Comparison · 2026

🇨🇦 Toronto vs 🇺🇸 San Francisco

2026

San Francisco is 43.9% more expensive

Category	🇨🇦 Toronto	🇺🇸 San Francisco	Difference
Cost of Living	66.5	95.7	+43.9%
Rent	37.8	81.3	+115.1%
Groceries	72.3	106.7	+47.6%
Restaurants	68.5	92.0	+34.3%
Purchasing Power	127.6	150.4	+17.9%

Data verified Q1 2026 · Source: Numbeo cost-of-living indices (NYC = 100 baseline) · Indices reflect relative costs; absolute prices vary by neighbourhood.

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