Is San Francisco more expensive than New York?

San Francisco is 4.3% cheaper than New York overall. Rent is 18.7% lower, groceries 6.7% more expensive, and restaurants 8.0% cheaper.

Which city has better purchasing power, New York or San Francisco?

New York has a purchasing power index of 100.0 while San Francisco has 150.4 (NYC = 100). San Francisco offers better purchasing power.

Cost of Living Comparison · 2026

🇺🇸 New York vs 🇺🇸 San Francisco

2026

San Francisco is 4.3% cheaper

Category	🇺🇸 New York	🇺🇸 San Francisco	Difference
Cost of Living	100.0	95.7	-4.3%
Rent	100.0	81.3	-18.7%
Groceries	100.0	106.7	+6.7%
Restaurants	100.0	92.0	-8.0%
Purchasing Power	100.0	150.4	+50.4%

Data verified Q1 2026 · Source: Numbeo cost-of-living indices (NYC = 100 baseline) · Indices reflect relative costs; absolute prices vary by neighbourhood.

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🇺🇸 Cost of Living in New York

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