Surrey vs Kamloops on CAD 100,000: take-home pay, rent and cost of living in 2026
On a gross salary of CAD 100,000 a year, a single employee takes home CAD 6,281 a month in Surrey (75% of gross) and CAD 6,281 a month in Kamloops (75%), after income tax and social security contributions.
Kamloops is 0% cheaper than Surrey overall (cost-of-living index 49.4 vs 49.6, New York = 100). A one-bedroom flat in the city centre rents for about CAD 1,865 a month in Kamloops and CAD 1,881 in Surrey, which leaves CAD 4,416 and CAD 4,400 of take-home pay after rent. Keeping the same standard of living and saving 15% of your pay would cost about CAD 5,317 a month in Kamloops — this salary leaves CAD 964 a month on top.
By category, groceries cost 11% more in Kamloops than in Surrey, eating out 17% more and rent 6% less.
| Surrey | Kamloops | |
|---|---|---|
| Gross salary per year | CAD 100,000 | CAD 100,000 |
| Take-home pay per month | CAD 6,281 | CAD 6,281 |
| One-bedroom rent, city centre | CAD 1,881 | CAD 1,865 |
| Left after rent | CAD 4,400 | CAD 4,416 |
| Cost-of-living index (New York = 100) | 49.6 | 49.4 |
How each figure is taxed: Canada tax calculator and Canada tax calculator. Single employee without children; rent and price data from Numbeo, refreshed monthly.
Questions about Surrey vs Kamloops
Is Kamloops, Canada more expensive than Surrey, Canada?
Kamloops, Canada is 0% cheaper than Surrey, Canada overall. On a gross salary of CAD 100,000 a year, you take home CAD 6,281 a month in Surrey, Canada and CAD 6,281 a month in Kamloops, Canada after income tax and social contributions.
How much can I save living in Kamloops, Canada vs Surrey, Canada?
Keeping the same standard of living as in Surrey, Canada, you could save about CAD 964 a month (CAD 11,564 a year) in Kamloops, Canada on this salary, after rent and living costs.
What taxes will I pay in Canada vs Canada?
On CAD 100,000 gross a year you take home CAD 6,281 a month in Canada and CAD 6,281 a month in Canada. The calculation applies each country's 2026 income tax and social security rules for a single employee.