Singapore vs London on SGD 80,000: take-home pay, rent and cost of living in 2026
On a gross salary of SGD 80,000 a year, a single employee takes home SGD 6,393 a month in Singapore (96% of gross) and £3,113 a month in London on the equivalent £47,000 (79%), after income tax and social security contributions.
London is 8% more expensive than Singapore overall (cost-of-living index 81.6 vs 75.5, New York = 100). A one-bedroom flat in the city centre rents for about £2,145 a month in London and SGD 3,804 in Singapore, which leaves £969 and SGD 2,590 of take-home pay after rent. Keeping the same standard of living and saving 15% of your pay would cost about £3,444 a month in London: £330 a month more than this salary pays.
By category, groceries cost 14% less in London than in Singapore, eating out 49% more and rent 4% less.
| Singapore | London | |
|---|---|---|
| Gross salary per year | SGD 80,000 | £47,000 |
| Take-home pay per month | SGD 6,393 | £3,113 |
| One-bedroom rent, city centre | SGD 3,804 | £2,145 |
| Left after rent | SGD 2,590 | £969 |
| Cost-of-living index (New York = 100) | 75.5 | 81.6 |
How each figure is taxed: Singapore tax calculator and United Kingdom tax calculator; prices: cost of living in Singapore and in London. Single employee without children; rent and price data from Numbeo, refreshed monthly.
Questions about Singapore vs London
Is London, United Kingdom more expensive than Singapore, Singapore?
London, United Kingdom is 8% more expensive than Singapore, Singapore overall. On a gross salary of SGD 80,000 a year, you take home SGD 6,393 a month in Singapore, Singapore and £3,113 a month in London, United Kingdom after income tax and social contributions.
How much can I save living in London, United Kingdom vs Singapore, Singapore?
Keeping the same standard of living as in Singapore, Singapore and saving 15% of your pay would cost about £330 a month more than this salary leaves in London, United Kingdom, because of its 8% higher cost of living.
What taxes will I pay in United Kingdom vs Singapore?
On SGD 80,000 gross a year you take home SGD 6,393 a month in Singapore and £3,113 a month in United Kingdom. The calculation applies each country's 2026 income tax and social security rules for a single employee.