San Miguel de Allende vs Puerto Vallarta on MXN 600,000: take-home pay, rent and cost of living in 2026
On a gross salary of MXN 600,000 a year, a single employee takes home MXN 39,547 a month in San Miguel de Allende (79% of gross) and MXN 39,547 a month in Puerto Vallarta (79%), after income tax and social security contributions.
Puerto Vallarta is 3% cheaper than San Miguel de Allende overall (cost-of-living index 37.8 vs 38.9, New York = 100). A one-bedroom flat in the city centre rents for about MXN 23,555 a month in Puerto Vallarta and MXN 19,300 in San Miguel de Allende, which leaves MXN 15,993 and MXN 20,248 of take-home pay after rent. Keeping the same standard of living and saving 15% of your pay would cost about MXN 32,665 a month in Puerto Vallarta — this salary leaves MXN 6,883 a month on top.
By category, groceries cost 11% less in Puerto Vallarta than in San Miguel de Allende, eating out 7% more and rent 5% less.
| San Miguel de Allende | Puerto Vallarta | |
|---|---|---|
| Gross salary per year | MXN 600,000 | MXN 600,000 |
| Take-home pay per month | MXN 39,547 | MXN 39,547 |
| One-bedroom rent, city centre | MXN 19,300 | MXN 23,555 |
| Left after rent | MXN 20,248 | MXN 15,993 |
| Cost-of-living index (New York = 100) | 38.9 | 37.8 |
How each figure is taxed: Mexico tax calculator and Mexico tax calculator. Single employee without children; rent and price data from Numbeo, refreshed monthly.
Questions about San Miguel de Allende vs Puerto Vallarta
Is Puerto Vallarta, Mexico more expensive than San Miguel de Allende, Mexico?
Puerto Vallarta, Mexico is 3% cheaper than San Miguel de Allende, Mexico overall. On a gross salary of MXN 600,000 a year, you take home MXN 39,547 a month in San Miguel de Allende, Mexico and MXN 39,547 a month in Puerto Vallarta, Mexico after income tax and social contributions.
How much can I save living in Puerto Vallarta, Mexico vs San Miguel de Allende, Mexico?
Keeping the same standard of living as in San Miguel de Allende, Mexico, you could save about MXN 6,883 a month (MXN 82,592 a year) in Puerto Vallarta, Mexico on this salary, after rent and living costs.
What taxes will I pay in Mexico vs Mexico?
On MXN 600,000 gross a year you take home MXN 39,547 a month in Mexico and MXN 39,547 a month in Mexico. The calculation applies each country's 2026 income tax and social security rules for a single employee.