Rzeszow vs Warsaw on PLN 350,000: take-home pay, rent and cost of living in 2026
On a gross salary of PLN 350,000 a year, a single employee takes home PLN 17,602 a month in Rzeszow (60% of gross) and PLN 17,602 a month in Warsaw (60%), after income tax and social security contributions.
Warsaw is 43% more expensive than Rzeszow overall (cost-of-living index 43.2 vs 30.3, New York = 100). Keeping the same standard of living and saving 15% of your pay would cost about PLN 21,332 a month in Warsaw — PLN 3,730 a month more than this salary pays.
By category, groceries cost 17% more in Warsaw than in Rzeszow, eating out 30% more and rent 79% more.
Of the gross salary, income tax takes PLN 70,513 a year in Rzeszow and PLN 70,513 in Warsaw; social contributions and other levies take PLN 68,260 and PLN 68,260.
Moving from abroad? With the return relief, take-home pay in Warsaw would be PLN 19,600 a month — see who qualifies.
| Rzeszow | Warsaw | |
|---|---|---|
| Gross salary per year | PLN 350,000 | PLN 350,000 |
| Income tax per year | PLN 70,513 | PLN 70,513 |
| Social contributions per year | PLN 68,260 | PLN 68,260 |
| Take-home pay per month | PLN 17,602 | PLN 17,602 |
| Cost-of-living index (New York = 100) | 30.3 | 43.2 |
How each figure is taxed: Poland tax calculator and Poland tax calculator; prices: in Warsaw. Single employee without children; rent and price data from Numbeo, refreshed monthly.
Questions about Rzeszow vs Warsaw
Is Warsaw, Poland more expensive than Rzeszow, Poland?
Warsaw, Poland is 43% more expensive than Rzeszow, Poland overall. On a gross salary of zł350,000 a year, you take home zł17,602 a month in Rzeszow, Poland and zł17,602 a month in Warsaw, Poland after income tax and social contributions.
How much can I save living in Warsaw, Poland vs Rzeszow, Poland?
Keeping the same standard of living as in Rzeszow, Poland and saving 15% of your pay would cost about zł3,730 a month more than this salary leaves in Warsaw, Poland, because of its 43% higher cost of living.
What taxes will I pay in Poland vs Poland?
On zł350,000 gross a year you take home zł17,602 a month in Poland and zł17,602 a month in Poland. The calculation applies each country's 2026 income tax and social security rules for a single employee.