Rzeszow vs Warsaw on PLN 330,000: take-home pay, rent and cost of living in 2026

On a gross salary of PLN 330,000 a year, a single employee takes home PLN 16,643 a month in Rzeszow (61% of gross) and PLN 16,643 a month in Warsaw (61%), after income tax and social security contributions.

Warsaw is 43% more expensive than Rzeszow overall (cost-of-living index 43.2 vs 30.3, New York = 100). Keeping the same standard of living and saving 15% of your pay would cost about PLN 20,169 a month in Warsaw — PLN 3,526 a month more than this salary pays.

By category, groceries cost 17% more in Warsaw than in Rzeszow, eating out 30% more and rent 79% more.

Of the gross salary, income tax takes PLN 64,270 a year in Rzeszow and PLN 64,270 in Warsaw; social contributions and other levies take PLN 66,014 and PLN 66,014.

Moving from abroad? With the return relief, take-home pay in Warsaw would be PLN 18,627 a month — see who qualifies.

Rzeszow Warsaw
Gross salary per yearPLN 330,000PLN 330,000
Income tax per yearPLN 64,270PLN 64,270
Social contributions per yearPLN 66,014PLN 66,014
Take-home pay per monthPLN 16,643PLN 16,643
Cost-of-living index (New York = 100)30.343.2

How each figure is taxed: Poland tax calculator and Poland tax calculator; prices: in Warsaw. Single employee without children; rent and price data from Numbeo, refreshed monthly.

Questions about Rzeszow vs Warsaw

Is Warsaw, Poland more expensive than Rzeszow, Poland?

Warsaw, Poland is 43% more expensive than Rzeszow, Poland overall. On a gross salary of zł330,000 a year, you take home zł16,643 a month in Rzeszow, Poland and zł16,643 a month in Warsaw, Poland after income tax and social contributions.

How much can I save living in Warsaw, Poland vs Rzeszow, Poland?

Keeping the same standard of living as in Rzeszow, Poland and saving 15% of your pay would cost about zł3,526 a month more than this salary leaves in Warsaw, Poland, because of its 43% higher cost of living.

What taxes will I pay in Poland vs Poland?

On zł330,000 gross a year you take home zł16,643 a month in Poland and zł16,643 a month in Poland. The calculation applies each country's 2026 income tax and social security rules for a single employee.