Phuket vs Hua Hin on THB 980,000: take-home pay, rent and cost of living in 2026
On a gross salary of THB 980,000 a year, a single employee takes home THB 74,383 a month in Phuket (91% of gross) and THB 74,383 a month in Hua Hin (91%), after income tax and social security contributions.
Hua Hin is 33% cheaper than Phuket overall (cost-of-living index 21.5 vs 32, New York = 100). A one-bedroom flat in the city centre rents for about THB 19,125 a month in Hua Hin and THB 24,435 in Phuket, which leaves THB 55,258 and THB 49,948 of take-home pay after rent. Keeping the same standard of living and saving 15% of your pay would cost about THB 42,480 a month in Hua Hin — this salary leaves THB 31,903 a month on top.
By category, groceries cost 6% less in Hua Hin than in Phuket, eating out 25% less and rent 30% less.
| Phuket | Hua Hin | |
|---|---|---|
| Gross salary per year | THB 980,000 | THB 980,000 |
| Take-home pay per month | THB 74,383 | THB 74,383 |
| One-bedroom rent, city centre | THB 24,435 | THB 19,125 |
| Left after rent | THB 49,948 | THB 55,258 |
| Cost-of-living index (New York = 100) | 32 | 21.5 |
How each figure is taxed: Thailand tax calculator and Thailand tax calculator. Single employee without children; rent and price data from Numbeo, refreshed monthly.
Questions about Phuket vs Hua Hin
Is Hua Hin, Thailand more expensive than Phuket, Thailand?
Hua Hin, Thailand is 33% cheaper than Phuket, Thailand overall. On a gross salary of ฿980,000 a year, you take home ฿74,383 a month in Phuket, Thailand and ฿74,383 a month in Hua Hin, Thailand after income tax and social contributions.
How much can I save living in Hua Hin, Thailand vs Phuket, Thailand?
Keeping the same standard of living as in Phuket, Thailand, you could save about ฿31,903 a month (฿382,842 a year) in Hua Hin, Thailand on this salary, after rent and living costs.
What taxes will I pay in Thailand vs Thailand?
On ฿980,000 gross a year you take home ฿74,383 a month in Thailand and ฿74,383 a month in Thailand. The calculation applies each country's 2026 income tax and social security rules for a single employee.