Phuket vs Hua Hin on THB 1,000,000: take-home pay, rent and cost of living in 2026

On a gross salary of THB 1,000,000 a year, a single employee takes home THB 75,717 a month in Phuket (91% of gross) and THB 75,717 a month in Hua Hin (91%), after income tax and social security contributions.

Hua Hin is 33% cheaper than Phuket overall (cost-of-living index 21.5 vs 32, New York = 100). A one-bedroom flat in the city centre rents for about THB 19,125 a month in Hua Hin and THB 24,435 in Phuket, which leaves THB 56,592 and THB 51,282 of take-home pay after rent. Keeping the same standard of living and saving 15% of your pay would cost about THB 43,241 a month in Hua Hin — this salary leaves THB 32,475 a month on top.

By category, groceries cost 6% less in Hua Hin than in Phuket, eating out 25% less and rent 30% less.

Phuket Hua Hin
Gross salary per yearTHB 1,000,000THB 1,000,000
Take-home pay per monthTHB 75,717THB 75,717
One-bedroom rent, city centreTHB 24,435THB 19,125
Left after rentTHB 51,282THB 56,592
Cost-of-living index (New York = 100)3221.5

How each figure is taxed: Thailand tax calculator and Thailand tax calculator. Single employee without children; rent and price data from Numbeo, refreshed monthly.

Questions about Phuket vs Hua Hin

Is Hua Hin, Thailand more expensive than Phuket, Thailand?

Hua Hin, Thailand is 33% cheaper than Phuket, Thailand overall. On a gross salary of ฿1,000,000 a year, you take home ฿75,717 a month in Phuket, Thailand and ฿75,717 a month in Hua Hin, Thailand after income tax and social contributions.

How much can I save living in Hua Hin, Thailand vs Phuket, Thailand?

Keeping the same standard of living as in Phuket, Thailand, you could save about ฿32,475 a month (฿389,704 a year) in Hua Hin, Thailand on this salary, after rent and living costs.

What taxes will I pay in Thailand vs Thailand?

On ฿1,000,000 gross a year you take home ฿75,717 a month in Thailand and ฿75,717 a month in Thailand. The calculation applies each country's 2026 income tax and social security rules for a single employee.