Pattaya vs Hua Hin on THB 980,000: take-home pay, rent and cost of living in 2026
On a gross salary of THB 980,000 a year, a single employee takes home THB 74,383 a month in Pattaya (91% of gross) and THB 74,383 a month in Hua Hin (91%), after income tax and social security contributions.
Hua Hin is 19% cheaper than Pattaya overall (cost-of-living index 21.5 vs 26.5, New York = 100). A one-bedroom flat in the city centre rents for about THB 19,125 a month in Hua Hin and THB 19,283 in Pattaya, which leaves THB 55,258 and THB 55,101 of take-home pay after rent. Keeping the same standard of living and saving 15% of your pay would cost about THB 51,296 a month in Hua Hin — this salary leaves THB 23,087 a month on top.
By category, groceries cost 2% more in Hua Hin than in Pattaya, eating out 20% less and rent 1% less.
| Pattaya | Hua Hin | |
|---|---|---|
| Gross salary per year | THB 980,000 | THB 980,000 |
| Take-home pay per month | THB 74,383 | THB 74,383 |
| One-bedroom rent, city centre | THB 19,283 | THB 19,125 |
| Left after rent | THB 55,101 | THB 55,258 |
| Cost-of-living index (New York = 100) | 26.5 | 21.5 |
How each figure is taxed: Thailand tax calculator and Thailand tax calculator. Single employee without children; rent and price data from Numbeo, refreshed monthly.
Questions about Pattaya vs Hua Hin
Is Hua Hin, Thailand more expensive than Pattaya, Thailand?
Hua Hin, Thailand is 19% cheaper than Pattaya, Thailand overall. On a gross salary of ฿980,000 a year, you take home ฿74,383 a month in Pattaya, Thailand and ฿74,383 a month in Hua Hin, Thailand after income tax and social contributions.
How much can I save living in Hua Hin, Thailand vs Pattaya, Thailand?
Keeping the same standard of living as in Pattaya, Thailand, you could save about ฿23,087 a month (฿277,043 a year) in Hua Hin, Thailand on this salary, after rent and living costs.
What taxes will I pay in Thailand vs Thailand?
On ฿980,000 gross a year you take home ฿74,383 a month in Thailand and ฿74,383 a month in Thailand. The calculation applies each country's 2026 income tax and social security rules for a single employee.