Lisbon vs Amsterdam on €80,000: take-home pay, rent and cost of living in 2026
On a gross salary of €80,000 a year, a single employee takes home €4,011 a month in Lisbon (60% of gross) and €4,336 a month in Amsterdam (65%), after income tax and social security contributions.
Amsterdam is 56% more expensive than Lisbon overall (cost-of-living index 71.1 vs 45.6, New York = 100). A one-bedroom flat in the city centre rents for about €2,313 a month in Amsterdam and €1,415 in Lisbon, which leaves €2,023 and €2,596 of take-home pay after rent. Keeping the same standard of living and saving 15% of your pay would cost about €5,316 a month in Amsterdam: €981 a month more than this salary pays.
By category, groceries cost 46% more in Amsterdam than in Lisbon, eating out 44% more and rent 51% more.
Of the gross salary, income tax takes €23,064 a year in Lisbon and €26,087 in Amsterdam; social contributions and other levies take €8,800 and €1,884.
Moving from abroad? With the 30% ruling, take-home pay in Amsterdam would be €5,352 a month (see who qualifies).
| Lisbon | Amsterdam | |
|---|---|---|
| Gross salary per year | €80,000 | €80,000 |
| Income tax per year | €23,064 | €26,087 |
| Social contributions per year | €8,800 | €1,884 |
| Take-home pay per month | €4,011 | €4,336 |
| One-bedroom rent, city centre | €1,415 | €2,313 |
| Left after rent | €2,596 | €2,023 |
| Cost-of-living index (New York = 100) | 45.6 | 71.1 |
How each figure is taxed: Portugal tax calculator and Netherlands tax calculator; prices: cost of living in Lisbon and in Amsterdam. Single employee without children; rent and price data from Numbeo, refreshed monthly.
Questions about Lisbon vs Amsterdam
Is Amsterdam, Netherlands more expensive than Lisbon, Portugal?
Amsterdam, Netherlands is 56% more expensive than Lisbon, Portugal overall. On a gross salary of €80,000 a year, you take home €4,011 a month in Lisbon, Portugal and €4,336 a month in Amsterdam, Netherlands after income tax and social contributions.
How much can I save living in Amsterdam, Netherlands vs Lisbon, Portugal?
Keeping the same standard of living as in Lisbon, Portugal and saving 15% of your pay would cost about €981 a month more than this salary leaves in Amsterdam, Netherlands, because of its 56% higher cost of living.
What taxes will I pay in Netherlands vs Portugal?
On €80,000 gross a year you take home €4,011 a month in Portugal and €4,336 a month in Netherlands. The calculation applies each country's 2026 income tax and social security rules for a single employee.