Hua Hin vs Phuket on THB 980,000: take-home pay, rent and cost of living in 2026
On a gross salary of THB 980,000 a year, a single employee takes home THB 74,383 a month in Hua Hin (91% of gross) and THB 74,383 a month in Phuket (91%), after income tax and social security contributions.
Phuket is 49% more expensive than Hua Hin overall (cost-of-living index 32 vs 21.5, New York = 100). A one-bedroom flat in the city centre rents for about THB 24,435 a month in Phuket and THB 19,125 in Hua Hin, which leaves THB 49,948 and THB 55,258 of take-home pay after rent. Keeping the same standard of living and saving 15% of your pay would cost about THB 94,104 a month in Phuket — THB 19,720 a month more than this salary pays.
By category, groceries cost 7% more in Phuket than in Hua Hin, eating out 34% more and rent 43% more.
| Hua Hin | Phuket | |
|---|---|---|
| Gross salary per year | THB 980,000 | THB 980,000 |
| Take-home pay per month | THB 74,383 | THB 74,383 |
| One-bedroom rent, city centre | THB 19,125 | THB 24,435 |
| Left after rent | THB 55,258 | THB 49,948 |
| Cost-of-living index (New York = 100) | 21.5 | 32 |
How each figure is taxed: Thailand tax calculator and Thailand tax calculator. Single employee without children; rent and price data from Numbeo, refreshed monthly.
Questions about Hua Hin vs Phuket
Is Phuket, Thailand more expensive than Hua Hin, Thailand?
Phuket, Thailand is 49% more expensive than Hua Hin, Thailand overall. On a gross salary of ฿980,000 a year, you take home ฿74,383 a month in Hua Hin, Thailand and ฿74,383 a month in Phuket, Thailand after income tax and social contributions.
How much can I save living in Phuket, Thailand vs Hua Hin, Thailand?
Keeping the same standard of living as in Hua Hin, Thailand and saving 15% of your pay would cost about ฿19,720 a month more than this salary leaves in Phuket, Thailand, because of its 49% higher cost of living.
What taxes will I pay in Thailand vs Thailand?
On ฿980,000 gross a year you take home ฿74,383 a month in Thailand and ฿74,383 a month in Thailand. The calculation applies each country's 2026 income tax and social security rules for a single employee.