Coimbra vs Braga on €40,000: take-home pay, rent and cost of living in 2026
On a gross salary of €40,000 a year, a single employee takes home €2,308 a month in Coimbra (69% of gross) and €2,308 a month in Braga (69%), after income tax and social security contributions.
Braga is 5% cheaper than Coimbra overall (cost-of-living index 33.7 vs 35.6, New York = 100). A one-bedroom flat in the city centre rents for about €813 a month in Braga and €772 in Coimbra, which leaves €1,495 and €1,537 of take-home pay after rent. Keeping the same standard of living and saving 15% of your pay would cost about €1,857 a month in Braga — this salary leaves €451 a month on top.
By category, groceries cost 1% less in Braga than in Coimbra, eating out 8% less and rent 1% more.
Of the gross salary, income tax takes €7,899 a year in Coimbra and €7,899 in Braga; social contributions and other levies take €4,400 and €4,400.
Moving from abroad? Under IFICI, take-home pay in Braga would be €2,376 a month — see who qualifies.
| Coimbra | Braga | |
|---|---|---|
| Gross salary per year | €40,000 | €40,000 |
| Income tax per year | €7,899 | €7,899 |
| Social contributions per year | €4,400 | €4,400 |
| Take-home pay per month | €2,308 | €2,308 |
| One-bedroom rent, city centre | €772 | €813 |
| Left after rent | €1,537 | €1,495 |
| Cost-of-living index (New York = 100) | 35.6 | 33.7 |
How each figure is taxed: Portugal tax calculator and Portugal tax calculator. Single employee without children; rent and price data from Numbeo, refreshed monthly.
Questions about Coimbra vs Braga
Is Braga, Portugal more expensive than Coimbra, Portugal?
Braga, Portugal is 5% cheaper than Coimbra, Portugal overall. On a gross salary of €40,000 a year, you take home €2,308 a month in Coimbra, Portugal and €2,308 a month in Braga, Portugal after income tax and social contributions.
How much can I save living in Braga, Portugal vs Coimbra, Portugal?
Keeping the same standard of living as in Coimbra, Portugal, you could save about €451 a month (€5,412 a year) in Braga, Portugal on this salary, after rent and living costs.
What taxes will I pay in Portugal vs Portugal?
On €40,000 gross a year you take home €2,308 a month in Portugal and €2,308 a month in Portugal. The calculation applies each country's 2026 income tax and social security rules for a single employee.